2025 Annual Report
The 2025 financial year confirms the strength of BCF: with a net profit of CHF 154.0 million and total assets of CHF 29.5 billion, the Bank achieved the third-best result in its history. The Annual Report provides detailed information on these results, as well as the Bank’s governance, risk management, and outlook.
Banque Cantonale de Fribourg (BCF) at a glance
Year founded
Shareholders' equity
billion Swiss francs
Headcount
full-time positions as of 31 December 2025, according to the FINMA directive
Network
BCF, headquartered in Fribourg, has 26 branches covering the entire canton.
State Guarantee
All financial commitments are guaranteed by the Canton of Fribourg.
Collaboration
- Swiss Bankers Association (SBA)
- Association of Swiss Cantonal Banks (ASBC)
- Central Mortgage-Bond Institution of Swiss Cantonal Banks
- SIX Group AG
- BCF Third Pillar – Savings 3 Foundation
- BCF Vested Benefits Foundation
- Capital Risque Fribourg SA
- Viseca Payment Services AG
Legal Status
Non-governmental legal entity under public law.
Objectives
- Contribute to the economic development of the Canton
- Provide for the financial needs of the people of Fribourg and offer secure investment opportunities for their savings and capital
- Furnish financial resources to the Canton
Address
BCF, Bd de Pérolles 1, Post Office Box, 1701 Fribourg
Phone: 0848 223 223
www.bcf.ch
2025–2015 Balance Sheet
| 2025 | 2015 | |
|---|---|---|
| Total assets | 29'482'297 | 20'623'237 |
| Loans to customers | 24'272'408 | 16'502'389 |
| Customer deposits | 17'453'937 | 12'462'370 |
| Shareholders' equity (after appropriation) | 2'731'333 | 1'680'393 |
2025–2015 Income Statement
| 2025 | 2015 | |
|---|---|---|
| Total income | 333'820 | 253'951 |
| Total expenses | 140'194 | 91'483 |
| Operating profit | 187'750 | 152'599 |
| Net profit for the year | 154'012 | 122'690 |
| Payments to the Canton, municipalities and parishes | 84'238 | 64'000 |
new customers
